Ole and his wife, Lena, who has a wooden leg, moved back home to Minnesota from Arizona.
When they arrived in Minnesota, they looked up old Sven, their local insurance agent, to see how much it would cost to insure Lena’s wooden leg. Sven looked it up on his computer and told the couple, “$39.00.”
Ole was amazed and asked why it was so cheap here in Minnesota to insure it, because it had cost them $2,000.00 in Arizona.
Sven turned his computer screen toward the couple and said, “Vell, here it is, direct from the Minnesota Fire Insurance Company, it says: The yearly fee for any wooden structure, with a sprinkler system over it, is $39.00.”
Credit to Nirada